Small Cities Drive Mortgage Growth
The geographic landscape of India’s housing finance is shifting, with Tier-2 and Tier-3 cities now accounting for a dominant 64% of total home loan volumes in 2025. According to recent industry reports, loan volumes in these smaller urban centers grew by 81% year-on-year, far outstripping the 52% growth seen in metros. While average ticket sizes in cities like Mumbai and Gurugram remain high due to premiumisation, the sheer volume of demand is now coming from emerging hubs like Chandigarh, Jaipur, and Surat. This trend reflects rising aspirations and improved infrastructure in smaller cities, alongside affordability challenges in major Tier-1 markets.
LIC to Overhaul Real Estate Portfolio
The Life Insurance Corporation of India (LIC) has announced plans to implement measures to increase the yield on its massive real estate portfolio. Despite holding prime land and commercial assets across the country, the returns have historically been lower than market standards. LIC is now eyeing professional asset management and redevelopment of its older properties to align with modern Grade-A commercial standards and maximize rental income.
Gurugram to Get 1,000-Acre Township
The Haryana Chief Minister announced that Gurugram will see the development of a massive 1,000-acre township to decongest existing urban clusters. The project is intended to provide planned infrastructure for the city’s rapidly expanding population. It will likely feature a mix of residential, commercial, and institutional zones, emphasizing green spaces and wide roads.
REIT Market Projected to Reach $25 Billion by 2030
India’s REIT market capitalization is expected to grow from $18 billion to $25 billion by 2030, driven by the doubling of “REIT-able” office stock. The emergence of Small and Medium REITs (SM REITs) is also expected to unlock an additional $75 billion in assets. This growth provides a scalable way for retail investors to participate in high-value commercial real estate. As more assets become institutionalized, the market is expected to see higher transparency and lower volatility.
Kolte-Patil Inks JV for ₹850 Cr Project
Kolte-Patil Developers has signed a Joint Development Agreement (JDA) to build a major residential project in the emerging Bhugaon micro-market of Pune. The development will cover 1.1 million sq. ft. and is estimated to have a Gross Development Value (GDV) of ₹850 crore. Located adjacent to the Mumbai-Pune Expressway and near premium areas like Kothrud, the project is designed to capture demand from the city’s growing IT and manufacturing hubs.
NCLT Approves Poonawalla Finance Demerger
The National Company Law Tribunal (NCLT) has formally sanctioned the demerger of Poonawalla Finance, a move designed to segregate its core lending business from its real estate and strategic investments. Under the approved scheme, the commercial real estate leasing assets will be hived off into newly created entities—Rising Sun Holdings and Synergist Realtors. This restructuring allows the company to sharpen its focus on its NBFC operations while providing the real estate arm with its own dedicated management team and the flexibility to attract specialized investors.
Puravankara Expands Aggressively
Puravankara Limited has reported a massive expansion of its portfolio, adding 12.76 million sq. ft. of developable area with an estimated GDV of ₹13,900 crore during the April–December 2025 period. Key acquisitions include a 53.5-acre land parcel in Anekal, Bengaluru, and high-profile redevelopment projects in Mumbai’s Malabar Hill and Chembur. The company’s pre-sales for Q3 FY26 grew by 17% year-on-year, reaching ₹1,414 crore.
Godrej Properties Hits Record Bookings
Godrej Properties Ltd. has announced a spectacular performance for the third quarter of FY26, with sales bookings surging by 55% year-on-year to reach ₹8,421 crore. This growth was supported by the successful launch of multiple projects across major metros, with collections rising 40% to ₹4,282 crore during the same period. For the full calendar year 2025, the developer sold a total of 16,428 homes, achieving a booking value of ₹34,171 crore. The company’s National Capital Region portfolio was a major contributor.
Signature Global Q3 Sales Bookings Fall
Signature Global (India) Ltd reported a 27% year-on-year decline in sales bookings for the third quarter of FY26, totaling ₹2,020 crore. The Gurugram-based developer sold 408 housing units during the October–December period, a significant drop from the 1,518 units sold in the same quarter last year. While the festive season typically boosts volumes, the decline was largely attributed to a lack of new project launches and a strategic shift toward high-ticket premium housing over volume-heavy mid-income projects.
Brigade Hotel Ventures to Invest $122 Million
Brigade Hotel Ventures Ltd. has announced an investment of approximately $122 million (₹1,000+ crore) in Tamil Nadu. This is part of a larger $2.52 billion tourism investment surge secured by the state government. The capital will be used to develop new upscale hospitality assets, catering to both business travelers in Chennai and the growing spiritual and leisure tourism circuit in the state.
IHCL Reaches Global Portfolio Milestone
Indian Hotels Company Limited (IHCL) continues its rapid growth, reaching a total portfolio of 615 hotels as of late January 2026. This includes 360 operational properties and an industry-leading pipeline of 255 hotels under development. The company is focusing on its “Accelerate 2030” strategy, pushing the Taj, Vivanta, and Ginger brands into new emerging markets and resort destinations.
