Board of Directors have recommended a dividend of Rs. 5.00 per equity share (50% of face value of Rs.10 per equity share) for the year ended March 31, 2026 subject to requisite approvals.
Financial Performance: Net Profit of the Bank stood at Rs. 18,697 Crores during FY26. Interest income of Bank stood at Rs. 1,05,992 Crores during FY26.
Business Growth: Total Business of the Bank increased by 5.78% YoY, wherein Gross Advances increased by 9.74% YoY & Total Deposit grew by 2.72% YoY. Bank has a total Business of Rs. 23,85,502 Crores as on March 31, 2026.
Deposit Growth: Global deposits have increased by 2.72% YoY. Bank now has total deposits base of Rs. 13,06,891 Crores as on March 31, 2026.
Growth in Retail, Agri and MSME (RAM) segments: RAM Segment of the Bank increased by 12.56% YoY, with in which 16.75% growth in Retail and 18.75% growth in MSME advances is achieved on YoY basis. RAM advances as a percent of Domestic Advances stood at 57.49%.
Reduction in NPA: Gross NPA (%) reduced by 78 bps on YoY basis to 2.82% and Net NPA (%) reduced by 15 bps on YoY basis to 0.48% as on 31.03.2026.
Strong Capital Ratios: CRAR stood at 18.10% as on 31.03.2026. CET-1 ratio improved from 14.98% as on 31.03.2025 to 15.69% as on 31.03.2026.
Returns: Bank’s Return on Assets & Return on Equity stands at 1.25% and 15.86% respectively during FY26
Network: 8,697 Branches, including foreign branches, 8,656 ATMs, 26,147 BC Points, 138 MLPs (MSME Loan Points), 143 RLPs (Retail Loan Points), 76 ALPs (Agriculture Loan Points), 117 Union MSME First Branches, 1,675 Gold Loan Points, 12 LCBs & 38 MCBs, and 3 SAMBs & 28 ARBs
Financial Inclusion schemes: Financial Inclusion schemes launched by the GOI with an aim to eliminate barriers and provide economically priced financial services to the less accessible sections of society through government-backed schemes like PMJJBY, PMSBY, PMJDY, and APY.
