Impetus Arthasutra is a well-run, SEBI Registered Portfolio Management company based in Mumbai. Led by its founder, P R Dilip, the uniqueness about Impetus Arthasutra is their holistic approach to wealth management.
P R Dilip has many firsts to his credit. He is one amongst the few highly spiritual people active in money management in India. Contrary to this the astonishing aspect is that Dilip was the first tech-savvy individual who really was instrumental in introducing the modern technology at many broking firms in India. A Bachelor of Science (Mathematics) and MBA (Financial Management & Asset Management), when his colleagues were opting to join the newly emerging IT companies, Dilip founded Impetus Arthasutra in 1994.
As a wealth-enabler, P R Dilip take tremendous efforts to enhance the Investment-knowledge level of his investors besides managing their wealth. He is of the opinion that a well-informed investor makes his job easy, because such investors seldom make wrong investment decisions. At Impetus, customised asset allocation and security selection is done effectively by using his own tech-mathematical model.
His Investors Meet has always been attracting people from various fields in big numbers. His comprehensive wealth management approach comes handy to affluent investors from different geographies and professions. A large segment of the firm’s wealth management clientele includes Ultra High Net worth Individuals, Resident HNIs as well as Non Resident Indians, Corporate, Trust, Chartered Accountants, Doctors, Sea Farers, Pilots, Technocrats, Entrepreneurs and Retired individuals. Each one gets most appropriate investment road map based on the extensive financial profiling at Impetus.
Several client testimonials posted at the firm’s website speak about the knowledge of a very competent team and their easy accessibility. A combination which is a rare commodity. P R Dilip believes in educating an investor before accepting his or her account under Portfolio / Wealth Management and always follows an extensive Process-driven Investment approach.
At Impetus, he leads a dynamic team of experienced professionals with diversified expertise in the field of portfolio management, financial planning, equity, mutual funds, debt products, commodity, life insurance, health insurance & estate planning.
The “360-Degree Wealth Management process” developed by P R Dilip is a most-sought-after curriculum for Management Graduates from various leading Management Schools across the country. He spends quality time with the young management graduates during their Summer Internship with the motto of giving back to the society by way of training young candidates.
A voracious reader and extensively travelled throughout the world, Dilip regularly writes for various business journals and his point-of-views are carried in business TV channels and other mediums.
Well-versed with different segments of the economy and a die-hard optimist with a twinkle in his eyes Mr P R Dilip, Managing Director, Impetus Arthasutra spoke with Indian Economy & Market about the company and his tech platform Impetusutra in detail.
Being a veteran, almost three decades in business, what you feel, could be the main reason behind the increasing popularity of PMSs?
The investment landscape has gone through a series of metamorphoses. And it has been dramatic in the last two decades, to be precise. Now people have realized that investment management is a crucial aspect of achieving financial success whether you are an individual investor or a business looking to grow your wealth. Effectively managing your investments is key to maximizing returns and minimizing risks. However, the world of investments can be complex and overwhelming, with numerous investment options and strategies to consider. This is where a Portfolio Management Company, Registered under SEBI Portfolio Managers Regulations, can play a vital role in helping you navigate through the intricacies of the investment landscape.
A scientific approach to investment management is essential because it allows you to make informed decisions about where and how to allocate your capital. By carefully analyzing your financial goals, risk tolerance, and time horizon, a Portfolio Management company can develop a personalized investment strategy tailored to your specific needs. This strategy takes into account various factors, such as asset allocation, diversification, and risk management, to optimize your portfolio’s performance.
“Financial well-being alone cannot make an individual happy unless it is matching and coinciding with other aspirations of that individual. So emotional, personal and spiritual factors also need to be taken into consideration along with financial resources. Secondly, we must bear in mind that wealth management is an ongoing process until the investor achieves his/her financial goals. It requires periodical review and fine-tuning of asset allocation.”
How a Portfolio Management Company helps an investor?
As I mentioned earlier, Portfolio Management Company is a professional firm, which specializes in managing investment portfolios on behalf of individuals, business or institutions. These companies employ experienced and qualified investment professionals who have in-depth knowledge of financial Markets and investment strategies. They work closely with their clients to understand their objectives and create a customized investment plan that aligns with their goals. They also have access to a wide range of investment opportunities, including stocks, bonds and a gamut of other listed securities including Mutual Fund Schemes, allowing them to build diversified portfolios that can weather market fluctuations.
Please summarize the benefits of hiring a Portfolio Management Company.
There are several benefits of hiring a Portfolio Management company to handle your investments. Firstly, these professionally run organisations have the expertise and experience to make well-informed investment decision and they constantly monitor market trends, conduct thorough research, and analyses financial data to identify opportunities and mitigate risks. This level of diligence and expertise is often beyond the capabilities of individual investors who may not have the time or resources to stay abreast of the ever-changing investment landscape.
Secondly, a Portfolio Management company provides a disciplined approach to investment management. They follow a path of proven investment strategies and adhere to strict risk management principles to ensure that your Portfolio is optimized for long-term growth. By employing these strategies, a Portfolio Management company helps you achieve a balanced Portfolio that generates consistent returns while minimizing unnecessary risks.
How your much publicized “360-Degree Wealth Management process” works, which you have developed into a tech platform Impetusutra.
This system was a result of Impetus Arthasutra’s continued pursuit for standardization and elimination of manual errors in our investment management practice. Eventually, this time-tested method was converted into a tech product “Impetusutra” built on the back of the firm’s 29 years of experience in the financial markets and the principles of Six Sigma Management.
We have developed Impetusutra by combining our experiences with the advanced technology at our disposal. It helps us effectively manage portfolios by following very strict risk management principles. This system was not developed suddenly one day. In fact, it is the culmination of our time-tested method which we converted into a tech product.
Even for a financial market savvy investor, it makes sense to engage a Portfolio Managment company such as Impetus Arthasutra, as it can save lot of time and efforts. Managing Investments can be a time-consuming task that requires constant monitoring and decision-making. By delegating this responsibility to professionals, you can focus on other important aspects of your life or business, knowing that your investment are in capable hands.
“At Impetus, we recognise the fact that, wealth management is a responsibility, which necessitates wisdom and discipline in managing and growing it. It is the art of creating lasting prosperity, for generations to come.”
Do you think evaluating the Financial Profile of an Investor is important?
Yes, that’s the first step. Our system enables us to understand the investment needs and risk profile of the investor with very high accuracy, besides, it functions as an eye-opener even for the investor himself about his own profile and financial realities. We don’t provide any investment management solution or advice without thoroughly evaluating the profile of the investor. Finding what asset allocation and investment strategy is suitable for each investor and then enabling the investor to take a well-informed investment decision is our focus. Only after this we accept the Investment Management mandate from the client.
A detailed Investor profiling system of Impetus Arthasutra enables to remove “Greed and Fear” factors from investor’s mind. Thereafter, taking a well-informed investment decision becomes very easy for the investor. The investor follows a pre-defined Investment-road-map prepared based on that individual’s profile which need to be reviewed once in a year and make corrective and balancing measures appropriately. Our security selections are also based on time-tested processes keeping the ultimate objective of providing positive risk-adjusted returns for the investors.
Why Impetus Arthasutra is a unique Portfolio Management Firm?
Impetus Arthasutra has developed Impetsutra, an Investing App helping Democratise Wealth Management. It is “360-Degree Wealth Management process” – a result of Arthasutra’s continued pursuit for standardization and elimination of manual errors in investment management practice.